Access Medicare Rebates

Learn how to reduce the cost of your psychology sessions by accessing Medicare rebates.

How to access your Medicare rebates

1. Book appointment with GP

Book an appointment with our to get a Mental Health Plan and a referral letter.

2. Choose a psychologist

Book and pay for a session with one of our psychologists or social workers.

3. Upload Medicare documents

Upload your Mental Health Plan & referral to your Talked account to have claims processed on your behalf.

4. Rebate paid to your bank account

After each session we will process your Medicare claim for you. You'll be paid directly to your bank account.

Medicare rebates with Talked

How much do I get back from Medicare rebate?

Medicare will rebate you $93.35 per session with a general psychologist, $137.05 per session with a clinical psychologist and $82.30 per session with a social worker.

Each therapist on Talked sets their own price, which enables us to offer much lower fees than other services. You can book a psychologist from just $20 and a clinical psychologist from just $83 per session, after the Medicare rebate.

With Talked we handle all your Medicare claims for you. After each session your rebate will be paid directly into your bank account.

We've made it simple.

Keep track of your Medicare sessions and see when your claims have been processed directly from your Talked account.

We guide you through the process and let you know when you're due for your next GP check in.

Switching psychologist is now easier than ever. If your psychologist isn't quite for you, then you can easily try another one without re-visiting your GP or having to fill out a new referral.

Get started today, by choosing your therapist.

Medicare rebates with Talked

The Medicare process step by step

  • 1

    Book an appointment with GP

    Book an appointment with your local GP or use our who will ask you questions about your mental health and prepare a mental health plan for you.

  • 2

    Get your Medicare documents

    Our will send your referral and mental health plan directly to us and we will process your Medicare rebates for you. You can also upload them to your Talked account yourself.

  • 3

    Book your session and receive rebate

    Choose one of our high qualified psychologists or social workers and book your session. You'll need to pay upfront, and we will process your Medicare rebates for you, so you'll be paid directly into your bank account .

  • 4

    Check-in with the GP

    After your 6th session your therapist will update the GP on your progress and will request an additional 4 sessions. You will need to book another appointment with the GP to discuss your progress.

  • 5

    Additional sessions

    The GP will send us the referral for the additional 4 sessions, which will enable your remaining sessions in your Talked account.

What do I need to book my first Medicare session?

You need 3 things before you can claim a Medicare rebate - a valid Medicare card, a Mental Health Plan from your GP and a referral from your GP before your first session.

You are entitled to 10 rebated sessions per calendar year, but your first referral will provide you access for just 6 rebated therapy sessions, you'll then be required to have a check-in with your GP to get access to the other 4 sessions.

After each session we will process your Medicare claim for you and your rebate will be paid directly back into your bank account.

If you would rather see a therapist without Medicare you can simply book a session with any of our therapists now.

Can I see a GP Online?

Yes, you can book an bulk-billed appointment with our . They will prepare a Mental Health Plan and referral for you and then send your documents directly to Talked, so you don't need to worry about anything else.

Once we've received your referral from the GP, we will notify you by email and your rebates will be processed for you after each therapy session.

How can I get a Mental Health Plan and referral from my GP?

The easiest way is to who will prepare a mental health plan and referral for you and send them directly to Talked, so you don't need to worry about anything else.

You may also book an appointment with your own GP, and then either upload your documents to Talked yourself or ask your GP to send them to

During the appointment your GP will ask you a series of questions about your mental health, often they will use either a K10 or DASS-21 assessment tool, which helps them gauge your level of distress.

They will ask you questions such as "about how often do you feel nervous?". Answer these questions the best that you can, there is no wrong or right answer, your GP is simply trying to understand your situation.

After the assessment your GP will produce 2 documents:

  • a mental health plan which will include your results and the recommendation to see a psychologist
  • and a referral for 6 therapy sessions
Your GP will either email you the documents, print them out or send them directly to us.

Your GP can make your referral out to "Talked Therapy", which will allow you to book a session with any of our psychologists and social workers.

How do I select a psychologist for my referral?

During your GP appointment you can let them know that you have found a therapist on Talked and they can make your referral out to "Talked Therapy".

Even if there is a specific therapist listed on your referral you can still get Medicare rebates when you book with a different therapist. Your referral can be used with any of our therapists so find the right one for you. You may also switch therapists at any point without the need for a new referral.

If you already have a referral for a different psychologist or service you can still use that referral to get a rebate with any of our psychologists and social workers, you do not need to get a new referral.

Once you have your referral you can upload it to your Talked account after you've booked an appointment.

Do I still need to pay for the session?

Yes, once you've found the therapist you would like to see you will need to pay for your session upfront. We will then process your Medicare claim for you and you'll be paid the rebated amount directly back into your bank account.

If you are looking for bulk billing sessions please get in touch with us to see if we can accomodate you.

Does my referral or Mental Health Plan expire?

No, neither of these documents expire, however you are only entitled to 10 rebated sessions per calendar year.

As long as you haven't used all the sessions specified on your referral, then you may upload it to your Talked account and book a session with any of our psychologists.

Will you process my Medicare claim for me?

Yes, after each session we will process your Medicare claim for you and you'll be paid the rebate amount back into your bank account a few days later.

You must ensure that your Mental Health Plan and referral are all still valid or Medicare will not accept your claim.

Australia's #1 Therapy Platform


1000+ 5 star reviews


Australian's trust Talked


Exceptional therapists

Meet our Medicare team

Our team of Medicare psychologists and social workers are available right now to help you.

Ryan Eather


Sydney, NSW

Mon, 9:15AM

Taylor Richards


Burpengary East, QLD

Fri, 11:00PM

Dinelka De Silva



Tomorrow 7:00AM

Saleha Abbasi


Rouse Hill, NSW

Mon, 1:00AM

Michael Hines


Prahran, VIC

Fri, 6:00AM

Carolyn Vickers

Clinical Psychologist

Wavell Heights, QLD

20 Jun 1:00AM

Robyn Marschner


Subiaco, WA

Fri, 2:30AM

Miriam Oh



15 Jul 11:30PM

Melissa Abarzua



Mon, 12:00AM

Tim Maher


Joondalup, WA

Fri, 11:00PM

Tia Ven

Clinical Psychologist

Beverly Hills, NSW

Tue, 1:00AM

Isabel Chua


Travancore, VIC

Mon, 2:00AM


What clients say about Talked

The best step I could of taken

by Danielle

I felt heard and validated on my first session. Have booked again and looking forward to it


by Clark

Easy to use. Clear and upfront. No surprises. Connected to a fabulous therapist.

Amazing platform for therapists!

by Michael

My experience since joining Talked has been wonderful. All of the traditional client onboarding processes are taken care of. Individual client profiles has made communicating and rebooking hassle free, plus automatic reminders are sent out before sessions (yay!)

This has helped to make things easier.

by Nicky

Throughout the hardships of life and to share it with someone who is listening and being there is helpful.

Fantastic service!

by B Robins

This service is brilliant for accessing therapy at a time that suits you, through a variety of options (video or voice call or messaging). It’s easy to book & the therapist I now use is fantastic.

In control

by Laura

Love that I can see the reviews and profile of the therapist. I can filter to match my budget but still get a quality service. My first session went really well and I've booked again.

I'm really excited about future therapy sessions

by Kat. T

I'm really excited about future therapy sessions with Tamara. She made it so easy to begin this journey. Thank you for being so kind.

Super convenient and hassle free service!

by Emma

This platform was extremely convenient and straightforward to use. There were a variety of therapists to choose from to suit my needs and the whole process was easy and hassle free.

Excellent service

by Peter

Booking and payments process was super quick and smooth and I liked that the therapy video session was directly on the platform and they don't force you to download any additional apps. I'll definitely be coming back and would also recommend Talked to everyone else! Great service!

Thank you for this site!

by Christina

Being able to find a right therapist with this website has been really helpful.

Great platform, makes connecting with the right...

by Susanna K.

This platform was so easy to use, to search for the therapist, I thought would best suit my needs. I found someone I connect really well...

Very easy and convenient

by Rebecca

Talked is very easy to use and really convenient to be able to book therapy sessions when they suit. There are so many therapists to choose from and the profiles make it easy to find the right one. It’s great to be able to send the therapists a message...

A great platform for counsellors and clients

by Karen

As a Registered Counsellor, I have been finding the Talked platform easy to use. The admin staff are very helpful and quick to respond to questions or problems. It is set up well, with everything in one place: therapist selection, appointment booking, messaging, payments etc. I highly recommend Talked for both counsellors and clients.

Fantastic staff, easy to use platform and easy to book

by LMA

It's cheaper and better experience then face to face therapy. The staff are well trained, kind and offer a range of different support techniques. Really awesome platform.