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Access Medicare Rebates

Lower the cost of seeing a psychologist online with Medicare rebates.

Medicare rebates with Talked

Accessing Medicare rebates for psychology

With a Mental Health Treatment Plan from your GP, you can access rebates for up to 10 psychology sessions each calendar year. This means Medicare will refund you a fixed amount toward each session, which lowers your out-of-pocket fee.

To claim Medicare rebates, you’ll need:

  • A valid Medicare card
  • Be residing in Australia
  • A Mental Health Treatment Plan from your GP
  • A referral to a registered psychologist

Get started with Medicare psychology

Not sure where to start with Medicare? Our step-by-step guide will show you exactly how to claim your rebates and access affordable psychology with Talked.

Do you have a Mental Health Treatment Plan?

A Mental Health Treatment Plan (MHTP) is a document your GP creates after a mental health assessment. It’s required to access Medicare rebates for psychology sessions.

Book a Medicare funded session at Talked

1. Get a Mental Health Treatment Plan

Book an appointment with your GP to request a Mental Health Treatment Plan and referral to a psychologist.

You can also do this by booking an online bulk billed GP appointment with our partner GP, Hola Health.

2. Book a psychology session with Talked

Pick a psychologist and a schedule that works for you.

You'll be charged the private fee and the Medicare rebate will be paid back to you after your session.

3. Upload your Mental Health Treatment Plan

Upload your Mental Health Treatment Plan and referral to your Talked account.

This will allow us to handle all your Medicare claims for all your sessions on Talked.

4. Rebate Paid to Your Bank Account

After each session, we handle your Medicare claim and the rebate goes straight to your bank.

Schedule future sessions in advance to maintain steady support, with no upfront fees required.

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Medicare rebates with Talked

Updated Medicare rebates for psychology sessions in 2026

Medicare provides a fixed rebate for eligible sessions. This table outlines the current rebate amount and out-of-pocket cost depending on the type psychologist you see.

Psychology TypeMedicare RebateOut-of-pocket Cost
Clinical psychologist$145.25$114.75
General psychologist$98.95$121.05

Medicare made it simple.

Keep track of your Medicare sessions and rebates all in one place with your Talked account.

We guide you through the process and let you know when you're due for your next GP check in.

Get started today, by choosing your psychologist.

Medicare rebates with Talked

How many psychology sessions does Medicare cover per year?

Medicare can cover up to 10 individual psychology sessions per calendar year under a Mental Health Treatment Plan (MHTP). Most people receive an initial referral for 6 sessions, with the option for up to 4 more after a GP review.

What do I need to obtain a Mental Health Treatment Plan?

You'll need to book a GP appointment and discuss what's been happening for you. If eligible, your GP will prepare an MHTP and provide a referral to a psychologist.

If you don't already have a Mental Health Treatment Plan, you can get one online by booking an appointment with our Partner GP, Hola Health.

Book a bulk billed online GP appointment

Can I request a Mental Health Treatment Plan online?

Yes, you can get a referral and Mental Health Treatment Plan online by booking an appointment with our Partner GP, Hola Health.

Book a bulk billed online GP appointment

Can I use Medicare for either counselling or psychology sessions?

No, Medicare psychology rebates are only available for sessions with registered psychologists.

Is bulk billing available for Medicare psychology sessions?

We may offer bulk billing in some instances. Please contact us to discuss your individual circumstances and see if you are eligible.

Can I switch psychologists with the same Medicare referral?

Yes, you're free to change psychologists if you feel someone else may be a better fit. At Talked, switching is simple and you don't need to get another referral.

Can I use my Eating Disorder Plan or Chronic Management Plan to claim a rebate?

Yes, please just contact us to get them added to your account.

An Eating Disorder Plan entitles you to access up to 40 sessions per year via Medicare.

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