Lower the cost of seeing a psychologist online with Medicare rebates.
With a Mental Health Treatment Plan from your GP, you can access rebates for up to 10 psychology sessions each calendar year. This means Medicare will refund you a fixed amount toward each session, which lowers your out-of-pocket fee.
To claim Medicare rebates, you’ll need:
Not sure where to start with Medicare? Our step-by-step guide will show you exactly how to claim your rebates and access affordable psychology with Talked.
A Mental Health Treatment Plan (MHTP) is a document your GP creates after a mental health assessment. It’s required to access Medicare rebates for psychology sessions.
Book an appointment with your GP to request a Mental Health Treatment Plan and referral to a psychologist.
You can also do this by booking an online bulk billed GP appointment with our partner GP, Hola Health.
Pick a psychologist and a schedule that works for you.
You'll be charged the private fee and the Medicare rebate will be paid back to you after your session.
Upload your Mental Health Treatment Plan and referral to your Talked account.
This will allow us to handle all your Medicare claims for all your sessions on Talked.
After each session, we handle your Medicare claim and the rebate goes straight to your bank.
Schedule future sessions in advance to maintain steady support, with no upfront fees required.
Medicare provides a fixed rebate for eligible sessions. This table outlines the current rebate amount and out-of-pocket cost depending on the type psychologist you see.
These Medicare rebates were updated on 1st July 2026 to reflect the new rebates for 2026-2027.
| Psychology Type | Medicare Rebate | Out-of-pocket Cost |
|---|---|---|
| Clinical psychologist | $149.05 | $110.95 |
| General psychologist | $101.50 | $118.50 |
Keep track of your Medicare sessions and rebates all in one place with your Talked account.
We guide you through the process and let you know when you're due for your next GP check in.
Get started today, by choosing your psychologist.
Medicare can cover up to 10 individual psychology sessions per calendar year under a Mental Health Treatment Plan (MHTP). Most people receive an initial referral for 6 sessions, with the option for up to 4 more after a GP review.
You'll need to book a GP appointment and discuss what's been happening for you. If eligible, your GP will prepare an MHTP and provide a referral to a psychologist.
If you don't already have a Mental Health Treatment Plan, you can get one online by booking an appointment with our Partner GP, Hola Health.
Yes, you can get a referral and Mental Health Treatment Plan online by booking an appointment with our Partner GP, Hola Health.
No, Medicare psychology rebates are only available for sessions with registered psychologists.
We may offer bulk billing in some instances. Please contact us to discuss your individual circumstances and see if you are eligible.
Yes, you're free to change psychologists if you feel someone else may be a better fit. At Talked, switching is simple and you don't need to get another referral.
Yes, please just contact us to get them added to your account.
An Eating Disorder Plan entitles you to access up to 40 sessions per year via Medicare.
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This service is brilliant for accessing therapy at a time that suits you, through a variety of options (video or voice call or messaging). It's easy to book & the therapist I now use is fantastic.
My experience since joining Talked has been wonderful. All of the traditional client onboarding processes are taken care of. Individual client profiles has made communicating and rebooking hassle free, plus automatic reminders are sent out before sessions (yay!)
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After months of putting it off, I finally tried online therapy through Talked. It's been one of the best decisions I've made.
This service is brilliant for accessing therapy at a time that suits you, through a variety of options (video or voice call or messaging). It's easy to book & the therapist I now use is fantastic.
My experience since joining Talked has been wonderful. All of the traditional client onboarding processes are taken care of. Individual client profiles has made communicating and rebooking hassle free, plus automatic reminders are sent out before sessions (yay!)
The whole process from signing up to having my first session was seamless. I feel supported throughout.
After months of putting it off, I finally tried online therapy through Talked. It's been one of the best decisions I've made.
This platform was extremely convenient and straightforward to use. There were a variety of therapists to choose from to suit my needs and the whole process was easy and hassle free.
I'm really excited about future therapy sessions. The Talked journey has been supportive and positive.
I was nervous about starting therapy online, but Talked made it so easy. The matching process found me the perfect therapist.
The signup process was quick and straightforward. Within a day I had my first appointment booked. Really impressed with the quality of care.
This platform was extremely convenient and straightforward to use. There were a variety of therapists to choose from to suit my needs and the whole process was easy and hassle free.
I'm really excited about future therapy sessions. The Talked journey has been supportive and positive.
I was nervous about starting therapy online, but Talked made it so easy. The matching process found me the perfect therapist.
The signup process was quick and straightforward. Within a day I had my first appointment booked. Really impressed with the quality of care.
This service is brilliant for accessing therapy at a time that suits you, through a variety of options (video or voice call or messaging). It's easy to book & the therapist I now use is fantastic.
This platform was extremely convenient and straightforward to use. There were a variety of therapists to choose from to suit my needs and the whole process was easy and hassle free.
My experience since joining Talked has been wonderful. All of the traditional client onboarding processes are taken care of. Individual client profiles has made communicating and rebooking hassle free, plus automatic reminders are sent out before sessions (yay!)
I'm really excited about future therapy sessions. The Talked journey has been supportive and positive.
The whole process from signing up to having my first session was seamless. I feel supported throughout.
I was nervous about starting therapy online, but Talked made it so easy. The matching process found me the perfect therapist.
After months of putting it off, I finally tried online therapy through Talked. It's been one of the best decisions I've made.
The signup process was quick and straightforward. Within a day I had my first appointment booked. Really impressed with the quality of care.
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