hr-team-comparing-eap-costs

How much do EAPs cost in Australia?

In a Nutshell

  • Most Employee Assistance Programs or EAPs in Australia cost between $30 and $80 per employee annually, depending on included services and terms of access.

  • Service providers may offer different pricing models based on your team size and preferred service inclusions, usually billed monthly or annually.

  • Traditional EAPs are increasingly seen as outdated and limited in their impact on employee wellbeing. Holistic employee care programs like “Talked for Work” are becoming the stronger preference.

Employee Assistance Programs (EAPs) have become a staple for organisations prioritising workplace wellbeing. But for HR and People & Culture teams trying to plan or review their budget, the cost can be a moving target.

Most Australian EAPs charge a per-employee annual fee. For standard plans, expect to pay between $30 and $80 per staff member per year. More advanced offerings can go over $100 or even $200 per person, especially when they include broader services or fast-tracked access.

The real value of an EAP depends not only on the price but on what that cost includes and how easily your people can benefit from it.

Key factors that influence EAP cost

EAP pricing isn't one-size-fits-all. Several moving parts impact what your organisation will pay, and understanding them can help you choose the right provider.

Costs are also generally higher for more holistic packages. Explore the Talked for Work plans to see the different services you can offer your team, or request a demo to gain deeper insights into each service.

1. Your team size

The size of your workforce often affects the cost. Larger businesses may receive discounted per-employee rates, while smaller teams tend to pay slightly more per person.

  • Discounts may apply for larger headcounts

  • Smaller teams may benefit from simpler, flexible pricing

  • Some providers offer custom quotes based on business size

2. Services included

The range of services available under the plan will directly impact price. Basic EAPs typically focus on short-term counselling, while more robust plans cover a wider scope.

3. Accessibility and speed of support

How quickly your employees can speak to someone, and how many ways they can reach out, affects cost and utilisation.

  • Same-day or after-hours appointments generally increase an EAP’s value but also its price

  • Support through video, phone, or text improves accessibility

  • Easier access often leads to higher engagement rates

4. Delivery method

How support is delivered makes a difference in cost and employee experience. The more flexible the delivery, the more inclusive the support.

  • Face-to-face services tend to be more expensive

  • Video or phone appointments offer easier access for hybrid or remote teams

  • Some EAPs provide chat-based support for low-barrier communication

5. Reporting and usage insights

Effective reporting can help HR teams track employee engagement and measure the EAP’s impact. Note that not all EAPs include this by default.

  • Some EAPs only offer basic usage data

  • More advanced reporting includes usage trends, wellbeing issues, and support outcomes

  • Confidential reporting protects individual privacy while providing useful insights

What are other EAP providers charging?

Many EAP providers don't list their pricing publicly, but industry estimates give a general idea of what to expect.

  • Basic plans: Around $30 to $60 per employee per year, usually limited to a few sessions

  • Mid-tier services: Typically $75 to $150 per employee per year, including more sessions and better accessibility

  • Enterprise-level support: Over $200 per employee annually, often with onsite services or dedicated account management

Each provider builds packages differently, so it’s important to look closely at what you’re actually paying for.

Watch for hidden costs and gaps in service

Low-cost EAPs may look appealing at first, but if employees can’t access the service easily or don’t feel supported beyond a few sessions, the value quickly drops.

Here are some things you should keep an eye on:

  • Session limits: Many EAPs limit employees to 3 or 4 counselling sessions per year

  • Wait times: Delayed appointments reduce the likelihood that staff will follow through

  • After-hours access: Limited or usually unavailable in basic plans

  • No long-term care options: Most providers don’t support transition to Medicare-funded care

For organisations looking to improve employee and workplace wellbeing, these limitations can lead to low usage and unmet needs.

Why more companies are choosing Talked

Organisations are increasingly reviewing their mental health support and choosing to switch EAPs for something that better matches today’s work environment.

Talked for Work is one of the few services built with this in mind.

What makes Talked different:

  • Holistic support: Beyond counselling, Talked for Work includes access to registered psychologists, GPs and mental health nurses for both mental health and medical advice, legal and financial guidance, early intervention services, personal safety tools, crisis support, manager support, and more.

  • Qualified professionals: All services are delivered by registered, experienced, and compassionate health professionals.

  • Customisable plans: The Talked for Work tiers are not set in stone. Optional services can be included to better support your team’s unique needs.

  • Fast, flexible access: Care services are available 24/7. Psychology and counselling sessions can be booked on the same day, including evenings and weekends.

  • Support, your way: Choose from video, phone, or chat-based sessions—whatever fits best.

  • Seamless care continuity: Employees can continue working with their psychologist under Medicare if longer-term support is needed.

Talked for Work is built for the modern workplace, offering convenient access to real support and meaningful outcomes.

Final thoughts

EAP costs can vary widely across Australia, but understanding what drives those costs helps you make better decisions for your team. Instead of focusing only on price, consider how well the service fits into your broader approach to employee and workplace wellbeing.

Talked for Work offers a reliable, affordable, and flexible employee care solution that removes the usual barriers. With professional EAP counselling, psychology sessions, and beyond-mental-health support like medical and legal advice, Talked is one of the few providers that truly go beyond simple EAP. 

If you’re reviewing your current provider, now may be the right time to switch EAPs to something more holistic and more aligned with your people and culture goals.

Get Support

Book a free video consultation with one of our therapists.

Essential Reading

Using your leadership style to empower your team
Talked for Work vs Acacia Connection
Talked for Work vs Sonder
State of workplace happiness in Australia (2025 report)
Talked for Work vs Converge
More Blog Articles

Talked for work

Frequently Asked Questions

How can I tell if we're overpaying for our current EAP?

Start by checking what your current provider includes in their pricing. Look at the number of counselling sessions, how quickly employees can access support, and whether reporting is provided. If you are paying more than $80 per employee each year and getting limited access or usage, it may be time to explore alternatives.

Can we change EAP providers during the year?

Most likely, yes. Many businesses choose to switch EAPs mid-contract, especially if the current service isn't meeting their needs. Review your contract terms for any notice period, and consider a provider like Talked that can support a smooth transition without extra setup costs.

What type of reporting will our HR team receive?

HR and People & Culture teams receive regular, de-identified reports. These include insights into usage trends, engagement levels, and common wellbeing themes, helping you track outcomes while protecting employee privacy. For more specific info, request a demo and speak with someone from the Talked team.

What does it mean that Talked integrates with Medicare?

If an employee needs support beyond their included EAP sessions, they can continue working with the same psychologist under a Mental Health Care Plan through Medicare. This continuity makes it easier for employees to stay supported without needing to start over with a new provider or therapist.

Can employees use private health insurance after using their EAP sessions?

Yes, if your EAP is with Talked. Employees can continue seeing the same Australian therapist and use their private health insurance, provided their policy includes mental health cover. This is a major advantage of Talked’s model. With many traditional or overseas-based EAP providers, ongoing care is either not available or cannot be claimed through private health insurance due to provider restrictions or location.

See a better way to support your people.