Book a psychology session with one of these Bupa approved psychologists in Australia. Once you've made a booking you can easily claim your rebate from Bupa.
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Yes, a psychologist is covered by Bupa Australia, so long as your policy covers you for 'mental health services' and the psychologist is a Bupa provider.
No, unlike Medicare, you do not need a referral from a GP, you can simply book a session with a Bupa approved psychologist and then claim your rebate.
No, you can only claim from one or the other. You do not need a MHCP or referral to claim from Bupa, but you will need one for Medicare.